Finance Department


At Lara's Trucks our team of financial experts is ready to help you find the best possible rates on your next auto loan. Their goal is to make the entire loan application process from the moment your application is filled out, until they find the perfect loan as quick and painless as possible. Gone are the days when this part of buying a top quality used vehicle, such as those found on our lot, was the longest part, one that could take up to several hours.

Our team of friendly financial specialists understand that arranging a car loan can be a particularly stressful experience whether you have good or bad credit. Far too many dealers in the Buford, Atlanta, Sandy Springs, Roswell, and Johns Creek area only seem to be interested in working with buyers who have stellar credit. We understand that not everyone can have a 700 plus credit score, in fact after the last few years during which the economy took a tumble, many people watched their credit scores plummet through no fault of their own. We have a team of lenders who are willing to extend credit to practically anyone regardless of their credit score.

Car Loan

Not everyone has time to sit and wait for a loan decision at our dealership despite our best efforts to speed up the application process. With this in mind we have gone one step further and created an online credit application designed to make the process even faster. You can sit in the comfort of your home or office and start the ball rolling. This application requires the most basic of information and should take only a few minutes of your valuable time to fill out. Once completed, you will have an answer within hours regarding your loan, how much you should be able to finance, and what your monthly payments should look like.


Car Trade in Value

If you are like most of our buyers from Buford, Atlanta, Sandy Springs, Roswell, and Johns Creek, you probably don’t have much of an idea how much your trade-in is really worth. This is nothing unusual as very few people have more than a base idea of how much they should be getting for their vehicle. Our goal is to ensure you get the maximum possible trade-in value for your vehicle. To help you determine how much we will offer, Lara's now has an online car trade-in value calculator. Simply answer all of the questions and the software will tell you what our appraisers will offer for your vehicle.


Car Loan Calculator

Finding out how much your monthly payments will be is probably one of the most important questions our customers ask our friendly team of financial experts. Our lenders will work with practically any credit and help you find the best possible loan. However, if you want to get a base idea of how much vehicle you can afford and what your payments are likely to be, you can use our online loan payment calculator. All you have to do is enter the anticipated amount of your loan, your approximate interest rate, and the number of months you want to make payments. The software will then calculate exactly how much your monthly payment is going to be. We recommend running this calculation using a range of interest rates to ensure you get the most accurate range of payments possible. Please bear in mind your final payment will be based on the lender, the interest rate, and of course the final total of your loan.


At Lara's Trucks we want to make every aspect of buying your next "new" car or truck from us as pleasant as possible. Take a few minutes out of your day and browse our inventory to find your vehicle and then use our online tools to arrange your financing.

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